Looking to get your finances back on track after the additional expense of Christmas?
Do not bury your head in the sand. Reach out for help – there's lot of free debt advice and support available. If you’re on a low income, or getting certain benefits, assistance could be available from the Scottish Welfare Fund. Under the Fund, two types of grant are available - Crisis Grants (one-off payments) and Community Care Grants (helping people leaving care to live on their own, or to stay in their own home or to help folk facing exceptional pressures and needing essential household items). Further information is available on www.mygov.scot/scottish-welfare-fund If you wish to discuss if you are eligible for help via the Scottish Welfare Fund contact Orkney Islands Council on 01856 886312 or email SWF@Orkney.gov.uk
• Advice Direct Scotland – online and live chat advice for people in Scotland
• Christians Against Poverty – online and in person advice
• Citizens Advice Scotland – in person advice at your local Citizen's Advice Bureau or on the phone through the Money Talk Team (0800 028 1456)
• National Debt Line – online and telephone advice about debt (0808 808 4000)
• StepChange Debt Charity – online and telephone advice about debt (0800 138 1111)
• Money Advice Scotland – tools to help with debt You can also get help from the Money and Pensions Service Money Helper.
#LetsTalkMoney
#CitizensAdviceBureau
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